Wise
Live RatesFormerly TransferWise. Known for transparent pricing and mid-market exchange rates.
4.8(150k reviews)
|Founded 2011Overview
Wise (formerly TransferWise) revolutionized international money transfers by offering the real mid-market exchange rate with transparent, upfront fees. Founded in 2011 by Kristo Käärmann and Taavet Hinrikus, Wise has grown to serve millions of customers and businesses worldwide.
80+
Countries
Instant - 24 hours
Delivery Time
$1 - $1,000,000
Transfer Range
3
Regulators
Features
Mid-market exchange rates
Transparent fees
Multi-currency account
Wise debit card
Business accounts
API for developers
Pros
- Real mid-market exchange rate
- Very transparent fee structure
- Fast transfers
- Excellent mobile app
- Multi-currency account
Cons
- Not available in all countries
- No cash pickup option
- Verification can take time
Regulation & Security
Wise is regulated by the following authorities:
FCA (UK)FinCEN (US)ASIC (Australia)